Total and Permanent Disability Cover

Though a life insurance policy can provide for your loved ones in the event of your untimely death, who would provide for your family if you were totally and permanently disabled, effectively losing your ability to earn an income forever.

To ensure you are completely protected, you can choose to add Total and Permanent Disability insurance to your Life Cover. This cover provides you with a lump sum benefit in the event of you suffering total and permanent disablement, rendering you unable to earn an income.

Total and Permanent Disability (TPD) Cover offers protection and financial peace of mind if the life insured becomes totally and permanently disabled.

In the event of a TPD claim, the TPD Cover payment can be used to eliminate debt, pay ongoing medical expenses, make necessary home modifications, or to hire home care services such as nursing, cleaning and cooking.